/* ============================================================
   Hughes Real Estate — Main Stylesheet
   Color System:
     --navy:   #0F1F3D  (deep navy)
     --gold:   #C9A84C  (champagne gold)
     --cream:  #F7F4EE  (warm off-white)
     --dark:   #1C1C1E  (near black)
     --gray:   #6B7280  (body text)
     --light:  #F0EDE6  (section bg)
============================================================ */

/* ── Reset & Base ─────────────────────────────────────────── */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --navy:        #0F1F3D;
    --navy-light:  #1A3260;
    --gold:        #C9A84C;
    --gold-light:  #E2C77A;
    --cream:       #F7F4EE;
    --light:       #F0EDE6;
    --dark:        #1C1C1E;
    --gray:        #6B7280;
    --gray-light:  #9CA3AF;
    --white:       #FFFFFF;
    --border:      #E5E7EB;

    --font-heading: 'Cormorant Garamond', Georgia, serif;
    --font-body:    'Inter', system-ui, sans-serif;

    --shadow-sm:  0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
    --shadow-md:  0 4px 20px rgba(0,0,0,.10);
    --shadow-lg:  0 10px 40px rgba(0,0,0,.14);
    --shadow-xl:  0 20px 60px rgba(0,0,0,.18);

    --radius:     4px;
    --transition: all .3s cubic-bezier(.4,0,.2,1);
    --max-width:  1200px;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.65;
    color: var(--dark);
    background: var(--white);
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

ul { list-style: none; }

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    color: var(--navy);
    line-height: 1.15;
    font-weight: 600;
}

/* ── Layout ───────────────────────────────────────────────── */
.container {
    width: 100%;
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 24px;
}

.section-padding { padding: 100px 0; }
.mt-3  { margin-top: 24px; }
.mt-5  { margin-top: 48px; }
.text-center { text-align: center; }

/* ── Buttons ──────────────────────────────────────────────── */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 28px;
    font-family: var(--font-body);
    font-size: 13px;
    font-weight: 600;
    letter-spacing: .8px;
    text-transform: uppercase;
    border-radius: var(--radius);
    border: 1.5px solid transparent;
    cursor: pointer;
    transition: var(--transition);
    white-space: nowrap;
}

.btn-gold {
    background: var(--gold);
    color: var(--white);
    border-color: var(--gold);
}
.btn-gold:hover {
    background: var(--gold-light);
    border-color: var(--gold-light);
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(201,168,76,.35);
}

.btn-ghost {
    background: transparent;
    color: var(--navy);
    border-color: var(--navy);
}
.btn-ghost:hover {
    background: var(--navy);
    color: var(--white);
}

.btn-outline {
    background: transparent;
    color: var(--navy);
    border-color: var(--navy);
}
.btn-outline:hover {
    background: var(--navy);
    color: var(--white);
}

.btn-outline-light {
    background: transparent;
    color: var(--white);
    border-color: rgba(255,255,255,.7);
}
.btn-outline-light:hover {
    background: var(--white);
    color: var(--navy);
}

.btn-large { padding: 16px 36px; font-size: 14px; }
.btn-sm    { padding: 9px 18px; font-size: 12px; }
.btn-full  { width: 100%; justify-content: center; }

/* ── Section Headers ──────────────────────────────────────── */
.section-header {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 60px;
}

.section-tag {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: var(--gold);
    border: 1px solid var(--gold);
    padding: 4px 14px;
    border-radius: 20px;
    margin-bottom: 16px;
}

.section-header h2 {
    font-size: clamp(32px, 4vw, 46px);
    margin-bottom: 16px;
}

.section-header p {
    color: var(--gray);
    font-size: 17px;
}

/* ── Reveal Animations ────────────────────────────────────── */
.reveal {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity .7s ease, transform .7s ease;
}
.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}
.reveal-delay-1 { transition-delay: .12s; }
.reveal-delay-2 { transition-delay: .24s; }
.reveal-delay-3 { transition-delay: .36s; }
.reveal-delay-4 { transition-delay: .48s; }

/* ── Top Bar ──────────────────────────────────────────────── */
.top-bar {
    background: var(--navy);
    color: var(--white);
    font-size: 13px;
    font-weight: 400;
    padding: 9px 0;
    transition: var(--transition);
}
.top-bar .container {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 12px;
    position: relative;
}
.top-bar i { color: var(--gold); margin-right: 6px; }
.top-bar a { color: var(--gold); text-decoration: underline; }
.top-bar a:hover { color: var(--gold-light); }
.top-bar-close {
    position: absolute;
    right: 24px;
    background: none;
    border: none;
    color: rgba(255,255,255,.5);
    cursor: pointer;
    font-size: 14px;
    transition: var(--transition);
}
.top-bar-close:hover { color: var(--white); }
.top-bar.hidden { display: none; }

/* ── Header ───────────────────────────────────────────────── */
#main-header {
    background: var(--white);
    padding: 18px 0;
    position: sticky;
    top: 0;
    z-index: 900;
    box-shadow: 0 1px 0 var(--border);
    transition: padding .3s ease, box-shadow .3s ease;
}
#main-header.scrolled {
    padding: 12px 0;
    box-shadow: var(--shadow-md);
}

.header-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.logo img {
    height: 56px;
    width: auto;
    object-fit: contain;
}

.main-nav ul {
    display: flex;
    align-items: center;
    gap: 8px;
}
.main-nav a {
    font-size: 13px;
    font-weight: 500;
    letter-spacing: .5px;
    text-transform: uppercase;
    color: var(--dark);
    padding: 8px 12px;
    border-radius: var(--radius);
    position: relative;
}
.main-nav a::after {
    content: '';
    position: absolute;
    bottom: 4px;
    left: 12px;
    right: 12px;
    height: 1.5px;
    background: var(--gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .25s ease;
}
.main-nav a:hover { color: var(--navy); }
.main-nav a:hover::after { transform: scaleX(1); }

.header-actions { display: flex; gap: 10px; align-items: center; }

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
}
.mobile-menu-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--navy);
    border-radius: 2px;
    transition: var(--transition);
}
.mobile-menu-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.mobile-menu-toggle.open span:nth-child(2) { opacity: 0; }
.mobile-menu-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ── Mobile Nav ───────────────────────────────────────────── */
.mobile-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(15,31,61,.5);
    z-index: 950;
    backdrop-filter: blur(4px);
}
.mobile-overlay.active { display: block; }

.mobile-nav {
    position: fixed;
    top: 0;
    right: 0;
    width: min(360px, 90vw);
    height: 100%;
    background: var(--white);
    z-index: 1000;
    padding: 30px 28px 40px;
    overflow-y: auto;
    transform: translateX(100%);
    transition: transform .35s cubic-bezier(.4,0,.2,1);
    box-shadow: var(--shadow-xl);
}
.mobile-nav.open { transform: translateX(0); }

.mobile-nav-close {
    background: none;
    border: none;
    font-size: 20px;
    color: var(--gray);
    cursor: pointer;
    margin-bottom: 32px;
    display: block;
}

.mobile-nav ul {
    margin-bottom: 28px;
    border-top: 1px solid var(--border);
}
.mobile-nav li {
    border-bottom: 1px solid var(--border);
}
.mobile-nav a {
    display: block;
    padding: 16px 0;
    font-size: 16px;
    font-weight: 500;
    color: var(--dark);
}
.mobile-nav a:hover { color: var(--gold); padding-left: 6px; }

.mobile-nav-actions {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 28px;
}

.mobile-nav-contact p {
    font-size: 14px;
    color: var(--gray);
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 10px;
}
.mobile-nav-contact i { color: var(--gold); width: 16px; }

/* ── Hero ─────────────────────────────────────────────────── */
.hero {
    position: relative;
    min-height: 92vh;
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    overflow: hidden;
}
.hero-bg video {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        105deg,
        rgba(15,31,61,.92) 0%,
        rgba(15,31,61,.75) 50%,
        rgba(15,31,61,.35) 100%
    );
}

.hero-content {
    position: relative;
    z-index: 2;
    padding: 120px 24px 80px;
    max-width: 900px;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(201,168,76,.18);
    border: 1px solid rgba(201,168,76,.45);
    color: var(--gold-light);
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    padding: 6px 16px;
    border-radius: 30px;
    margin-bottom: 24px;
}
.hero-badge .dot {
    width: 7px;
    height: 7px;
    background: var(--gold);
    border-radius: 50%;
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50%       { opacity: .5; transform: scale(1.4); }
}

.hero-content h1 {
    font-size: clamp(44px, 6vw, 76px);
    font-weight: 700;
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 24px;
    letter-spacing: -.5px;
}
.hero-content h1 em {
    font-style: italic;
    color: var(--gold-light);
}

.hero-sub {
    font-size: 18px;
    color: rgba(255,255,255,.8);
    font-weight: 300;
    max-width: 520px;
    margin-bottom: 40px;
    line-height: 1.7;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    margin-bottom: 56px;
}

.hero-stats {
    display: flex;
    align-items: center;
    gap: 32px;
    flex-wrap: wrap;
}

.hero-stat {
    text-align: left;
}
.hero-stat strong {
    font-family: var(--font-heading);
    font-size: 42px;
    font-weight: 700;
    color: var(--white);
    line-height: 1;
}
.hero-stat span {
    font-family: var(--font-heading);
    font-size: 30px;
    color: var(--gold);
}
.hero-stat p {
    font-size: 12px;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: rgba(255,255,255,.55);
    margin-top: 4px;
}

.hero-stat-divider {
    width: 1px;
    height: 50px;
    background: rgba(255,255,255,.2);
}

.hero-video-badge {
    position: absolute;
    top: 20px;
    right: 24px;
    z-index: 3;
    display: flex;
    align-items: center;
    gap: 8px;
    background: rgba(220, 38, 38, 0.88);
    color: #fff;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    padding: 7px 14px 7px 10px;
    border-radius: 30px;
    backdrop-filter: blur(4px);
    box-shadow: 0 2px 12px rgba(0,0,0,0.3);
}
.hero-video-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 22px;
    height: 22px;
    background: #fff;
    border-radius: 50%;
    color: #dc2626;
    font-size: 9px;
    animation: video-pulse 2s ease-in-out infinite;
}
@keyframes video-pulse {
    0%, 100% { box-shadow: 0 0 0 0 rgba(255,255,255,0.6); }
    50%       { box-shadow: 0 0 0 6px rgba(255,255,255,0); }
}

.hero-scroll-hint {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    z-index: 2;
    color: rgba(255,255,255,.5);
    font-size: 18px;
    animation: bounce 2s infinite;
}
@keyframes bounce {
    0%, 100% { transform: translateX(-50%) translateY(0); }
    50%       { transform: translateX(-50%) translateY(8px); }
}

/* ── Video ─────────────────────────────────────────────────── */
.video-section {
    padding: 60px 0 80px;
    background: #f8f7f4;
}
.video-wrapper {
    position: relative;
    max-width: 860px;
    margin: 0 auto;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 8px 40px rgba(0,0,0,0.15);
}
.video-wrapper video {
    width: 100%;
    display: block;
}
.video-play-btn {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    background: transparent;
    border: none;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
}
.video-play-icon {
    width: 80px;
    height: 80px;
    background: #cc0000;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 28px;
    padding-left: 5px;
    box-shadow: 0 4px 30px rgba(0,0,0,0.5);
    transition: transform 0.2s, background 0.2s;
}
.video-play-btn:hover .video-play-icon {
    background: #e60000;
    transform: scale(1.1);
}

/* ── Services ─────────────────────────────────────────────── */
.services-section {
    padding: 0;
    margin-top: -60px;
    position: relative;
    z-index: 10;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    background: var(--white);
    box-shadow: var(--shadow-xl);
    border-radius: 8px;
    overflow: hidden;
}

.service-card {
    padding: 48px 32px;
    border-right: 1px solid var(--border);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}
.service-card:last-child { border-right: none; }

.service-card::before {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--gold);
    transform: scaleX(0);
    transition: transform .3s ease;
}
.service-card:hover::before { transform: scaleX(1); }
.service-card:hover { background: var(--cream); }

.service-icon {
    width: 56px;
    height: 56px;
    background: rgba(201,168,76,.12);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    transition: var(--transition);
}
.service-card:hover .service-icon {
    background: var(--gold);
}
.service-icon i {
    font-size: 22px;
    color: var(--gold);
    transition: var(--transition);
}
.service-card:hover .service-icon i { color: var(--white); }

.service-card h3 {
    font-size: 20px;
    margin-bottom: 10px;
}

.service-card p {
    font-size: 14px;
    color: var(--gray);
    line-height: 1.6;
    margin-bottom: 16px;
}

.service-link {
    font-size: 13px;
    font-weight: 600;
    color: var(--gold);
    letter-spacing: .5px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.service-link i { transition: transform .25s ease; }
.service-link:hover i { transform: translateX(4px); }

/* ── Featured Properties ──────────────────────────────────── */
.featured-section { background: var(--cream); }

.property-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.property-card {
    background: var(--white);
    border-radius: 8px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}
.property-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
}

.property-image {
    height: 260px;
    background-size: cover;
    background-position: center;
    position: relative;
    overflow: hidden;
}
.property-image::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, transparent 50%, rgba(0,0,0,.4) 100%);
}

.property-overlay {
    position: absolute;
    inset: 0;
    background: rgba(15,31,61,.55);
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    z-index: 2;
    transition: opacity .3s ease;
}
.property-card:hover .property-overlay { opacity: 1; }

.property-price {
    position: absolute;
    bottom: 16px;
    left: 16px;
    z-index: 3;
    font-family: var(--font-heading);
    font-size: 26px;
    font-weight: 700;
    color: var(--white);
    text-shadow: 0 2px 8px rgba(0,0,0,.4);
    line-height: 1;
}
.property-price span {
    font-family: var(--font-body);
    font-size: 13px;
    font-weight: 400;
    opacity: .85;
}

.property-badge {
    position: absolute;
    top: 16px;
    right: 16px;
    z-index: 3;
    background: var(--gold);
    color: var(--white);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    padding: 4px 10px;
    border-radius: 3px;
}

.property-body { padding: 24px 26px 26px; }

.property-city {
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: var(--gold);
    display: flex;
    align-items: center;
    gap: 5px;
    margin-bottom: 8px;
}

.property-body h3 {
    font-size: 22px;
    margin-bottom: 6px;
}

.property-address {
    font-size: 14px;
    color: var(--gray);
    margin-bottom: 18px;
}

.property-amenities {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    padding: 14px 0;
    margin-bottom: 18px;
    font-size: 14px;
    color: var(--gray);
}
.property-amenities i { color: var(--gold); margin-right: 4px; }

/* ── Why Hughes ───────────────────────────────────────────── */
.why-section { background: var(--white); }

.why-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.why-img-wrapper {
    position: relative;
}
.why-img-wrapper img {
    width: 100%;
    border-radius: 8px;
    box-shadow: var(--shadow-xl);
}
.why-img-accent {
    position: absolute;
    bottom: -20px;
    left: -20px;
    width: 50%;
    height: 50%;
    border: 3px solid var(--gold);
    border-radius: 8px;
    z-index: -1;
}

.why-badge {
    position: absolute;
    bottom: -28px;
    right: -28px;
    background: var(--navy);
    color: var(--white);
    width: 144px;
    height: 144px;
    border-radius: 50%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    box-shadow: var(--shadow-lg);
    border: 4px solid var(--white);
}
.why-badge-num {
    font-family: var(--font-heading);
    font-size: 40px;
    font-weight: 700;
    color: var(--gold);
    line-height: 1;
}
.why-badge-num sup { font-size: 20px; }
.why-badge-text {
    font-size: 11px;
    letter-spacing: .8px;
    text-transform: uppercase;
    color: rgba(255,255,255,.75);
    line-height: 1.4;
    margin-top: 6px;
}

.why-content .section-tag { margin-bottom: 14px; }
.why-content h2 {
    font-size: clamp(32px, 3.5vw, 46px);
    margin-bottom: 18px;
}
.why-intro {
    color: var(--gray);
    font-size: 17px;
    margin-bottom: 36px;
    line-height: 1.7;
}

.reasons-list { display: flex; flex-direction: column; gap: 24px; }

.reasons-list li {
    display: flex;
    align-items: flex-start;
    gap: 18px;
}
.reason-icon {
    flex-shrink: 0;
    width: 46px;
    height: 46px;
    background: rgba(201,168,76,.12);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
}
.reason-icon i { font-size: 18px; color: var(--gold); }

.reasons-list strong {
    font-family: var(--font-heading);
    font-size: 20px;
    color: var(--navy);
    display: block;
    margin-bottom: 4px;
}
.reasons-list p {
    font-size: 14px;
    color: var(--gray);
    line-height: 1.6;
}

/* ── Areas ────────────────────────────────────────────────── */
.areas-section { background: var(--light); }

.areas-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.area-card {
    position: relative;
    height: 320px;
    border-radius: 8px;
    overflow: hidden;
    background-size: cover;
    background-position: center;
    display: flex;
    align-items: flex-end;
    transition: transform .4s ease;
}
.area-card:hover { transform: scale(1.02); }

.area-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, transparent 30%, rgba(15,31,61,.85) 100%);
    transition: var(--transition);
}
.area-card:hover .area-overlay {
    background: linear-gradient(180deg, transparent 10%, rgba(15,31,61,.9) 100%);
}

.area-content {
    position: relative;
    z-index: 2;
    padding: 28px;
    width: 100%;
}
.area-content h3 {
    color: var(--white);
    font-size: 28px;
    margin-bottom: 8px;
}
.area-content span {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: .8px;
    text-transform: uppercase;
    color: var(--gold-light);
    transform: translateY(6px);
    opacity: 0;
    transition: var(--transition);
}
.area-card:hover .area-content span {
    opacity: 1;
    transform: translateY(0);
}

/* ── Testimonials ─────────────────────────────────────────── */
.testimonials-section { background: var(--navy); }

.testimonials-section .section-header h2 { color: var(--white); }
.testimonials-section .section-header p { color: rgba(255,255,255,.6); }

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.testimonial-card {
    background: rgba(255,255,255,.06);
    border: 1px solid rgba(255,255,255,.1);
    border-radius: 8px;
    padding: 36px;
    transition: var(--transition);
}
.testimonial-card:hover {
    background: rgba(255,255,255,.10);
    transform: translateY(-4px);
}

.stars { margin-bottom: 16px; }
.stars i { color: var(--gold); font-size: 14px; margin-right: 2px; }

.testimonial-card > p {
    color: rgba(255,255,255,.8);
    font-size: 16px;
    line-height: 1.75;
    font-style: italic;
    margin-bottom: 28px;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 14px;
    border-top: 1px solid rgba(255,255,255,.1);
    padding-top: 20px;
}
.author-avatar {
    width: 46px;
    height: 46px;
    background: var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-size: 16px;
    font-weight: 700;
    color: var(--white);
    flex-shrink: 0;
}
.testimonial-author strong {
    display: block;
    color: var(--white);
    font-family: var(--font-heading);
    font-size: 18px;
    font-weight: 600;
}
.testimonial-author span {
    font-size: 13px;
    color: rgba(255,255,255,.5);
}

/* ── CTA Banner ───────────────────────────────────────────── */
.cta-banner {
    position: relative;
    overflow: hidden;
}

.cta-banner-bg {
    position: absolute;
    inset: 0;
    background-image: url('https://images.unsplash.com/photo-1512917774080-9991f1c4c750?w=1600&q=80');
    background-size: cover;
    background-position: center;
}
.cta-banner-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(15,31,61,.95) 0%, rgba(15,31,61,.8) 100%);
}

.cta-banner-content {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    padding: 80px 24px;
    flex-wrap: wrap;
}
.cta-banner-content h2 {
    color: var(--white);
    font-size: clamp(28px, 3.5vw, 44px);
    margin-bottom: 10px;
}
.cta-banner-content p {
    color: rgba(255,255,255,.7);
    font-size: 17px;
}
.cta-banner-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

/* ── Footer ───────────────────────────────────────────────── */
.footer-top {
    background: var(--navy-light);
    padding: 60px 0;
}

.footer-cta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
    flex-wrap: wrap;
}
.footer-cta-text h2 {
    color: var(--white);
    font-size: clamp(24px, 3vw, 38px);
    margin-bottom: 8px;
}
.footer-cta-text p { color: rgba(255,255,255,.65); font-size: 16px; }
.footer-cta-actions { display: flex; gap: 12px; flex-wrap: wrap; }

.footer-main {
    background: var(--navy);
    padding: 80px 0 60px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 50px;
}

.footer-logo {
    height: 64px;
    width: auto;
    object-fit: contain;
    background: var(--white);
    padding: 8px 14px;
    border-radius: 6px;
    margin-bottom: 20px;
}

.footer-brand p {
    color: rgba(255,255,255,.55);
    font-size: 14px;
    line-height: 1.7;
    max-width: 280px;
    margin-bottom: 24px;
}

.social-links { display: flex; gap: 10px; }
.social-links a {
    width: 38px;
    height: 38px;
    background: rgba(255,255,255,.08);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255,255,255,.65);
    font-size: 14px;
    transition: var(--transition);
}
.social-links a:hover {
    background: var(--gold);
    color: var(--white);
    transform: translateY(-2px);
}

.footer-col h4 {
    color: var(--white);
    font-size: 14px;
    font-family: var(--font-body);
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 24px;
    position: relative;
    padding-bottom: 12px;
}
.footer-col h4::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 28px;
    height: 2px;
    background: var(--gold);
}

.footer-col ul li {
    margin-bottom: 10px;
}
.footer-col a {
    color: rgba(255,255,255,.55);
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
}
.footer-col a i { font-size: 10px; color: var(--gold); transition: transform .2s; }
.footer-col a:hover { color: var(--gold-light); }
.footer-col a:hover i { transform: translateX(3px); }

.contact-list { display: flex; flex-direction: column; gap: 14px; }
.contact-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    color: rgba(255,255,255,.55);
    font-size: 14px;
    line-height: 1.6;
}
.contact-list i { color: var(--gold); margin-top: 2px; width: 14px; flex-shrink: 0; }
.contact-list a { color: rgba(255,255,255,.55); }
.contact-list a:hover { color: var(--gold-light); }

.footer-bottom {
    background: rgba(0,0,0,.25);
    padding: 18px 0;
}
.footer-bottom .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
}
.footer-bottom p { color: rgba(255,255,255,.4); font-size: 13px; }

.footer-legal { display: flex; gap: 24px; }
.footer-legal a { color: rgba(255,255,255,.4); font-size: 13px; }
.footer-legal a:hover { color: var(--gold-light); }

/* ── Responsive ───────────────────────────────────────────── */
@media (max-width: 1100px) {
    .footer-grid { grid-template-columns: repeat(2, 1fr); }
    .why-grid    { gap: 50px; }
}

@media (max-width: 1024px) {
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .property-grid { grid-template-columns: repeat(2, 1fr); }
    .areas-grid    { grid-template-columns: repeat(2, 1fr); }
    .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 900px) {
    .why-grid { grid-template-columns: 1fr; }
    .why-image { display: none; }
    .main-nav, .header-actions { display: none; }
    .mobile-menu-toggle { display: flex; }
}

@media (max-width: 768px) {
    .section-padding { padding: 70px 0; }

    .hero-content { padding: 100px 24px 60px; }
    .hero-content h1 { font-size: 40px; }
    .hero-sub { font-size: 16px; }
    .hero-stats { gap: 20px; }
    .hero-stat strong { font-size: 32px; }

    .services-section { margin-top: -30px; }
    .services-grid { grid-template-columns: 1fr; border-radius: 0; }
    .service-card { border-right: none; border-bottom: 1px solid var(--border); }
    .service-card:last-child { border-bottom: none; }

    .property-grid      { grid-template-columns: 1fr; }
    .areas-grid         { grid-template-columns: 1fr 1fr; }
    .testimonials-grid  { grid-template-columns: 1fr; }

    .cta-banner-content { flex-direction: column; text-align: center; }
    .cta-banner-actions { justify-content: center; }

    .footer-cta { flex-direction: column; text-align: center; }
    .footer-cta-actions { justify-content: center; }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }

    .footer-bottom .container { flex-direction: column; text-align: center; }
    .footer-legal { justify-content: center; }
}

@media (max-width: 500px) {
    .areas-grid  { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .hero-actions { flex-direction: column; }
    .hero-actions .btn { width: 100%; justify-content: center; }
    .hero-stat-divider { display: none; }
    .hero-stats { gap: 16px; }
}

/* ============================================================
   INNER PAGES — Properties & Rent-to-Own
============================================================ */

/* ── Active Nav Link ──────────────────────────────────────── */
.main-nav a.nav-active { color: var(--gold); }
.main-nav a.nav-active::after { transform: scaleX(1); }

/* ── Page Banner ──────────────────────────────────────────── */
.page-banner {
    position: relative;
    height: 360px;
    display: flex;
    align-items: flex-end;
    background-image: url('https://images.unsplash.com/photo-1600596542815-ffad4c1539a9?w=1600&q=80');
    background-size: cover;
    background-position: center 40%;
    overflow: hidden;
}
.page-banner-rto {
    background-image: url('https://images.unsplash.com/photo-1560184897-ae75f418493e?w=1600&q=80');
    background-position: center 30%;
}
.page-banner-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(to right, rgba(15,31,61,.92) 0%, rgba(15,31,61,.6) 100%);
}
.page-banner-content {
    position: relative;
    z-index: 2;
    padding-bottom: 56px;
}
.page-banner-content h1 {
    color: var(--white);
    font-size: clamp(36px, 5vw, 60px);
    margin: 12px 0 16px;
}
.breadcrumb {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 13px;
    color: rgba(255,255,255,.6);
}
.breadcrumb a { color: var(--gold-light); }
.breadcrumb a:hover { color: var(--white); }
.breadcrumb i { font-size: 10px; }

/* ── Filter Bar ───────────────────────────────────────────── */
.filter-section {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow-md);
    position: sticky;
    top: 72px;
    z-index: 100;
}
.filter-bar {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 16px 0;
    flex-wrap: wrap;
}
.filter-group { position: relative; flex: 1; min-width: 140px; }
.filter-search { flex: 2; min-width: 200px; }
.filter-group input,
.filter-group select {
    width: 100%;
    padding: 11px 14px;
    font-family: var(--font-body);
    font-size: 14px;
    color: var(--dark);
    background: var(--light);
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    outline: none;
    appearance: none;
    transition: border-color .2s;
}
.filter-search input { padding-left: 38px; }
.filter-group.filter-search i {
    position: absolute;
    left: 12px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--gray-light);
    font-size: 14px;
    pointer-events: none;
}
.filter-group input:focus,
.filter-group select:focus { border-color: var(--gold); background: var(--white); }
.filter-reset { flex-shrink: 0; }

/* ── Results Meta ─────────────────────────────────────────── */
.results-meta {
    margin-bottom: 32px;
    font-size: 15px;
    color: var(--gray);
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
}
.results-meta strong { color: var(--dark); }
.results-filters { display: flex; gap: 8px; flex-wrap: wrap; }
.filter-tag {
    background: rgba(201,168,76,.12);
    color: var(--gold);
    border: 1px solid rgba(201,168,76,.3);
    font-size: 12px;
    font-weight: 600;
    padding: 3px 10px;
    border-radius: 20px;
}

/* ── Properties Page ──────────────────────────────────────── */
.properties-page { background: var(--cream); }
.prop-page-grid  { grid-template-columns: repeat(3, 1fr); }

.property-badge-row {
    position: absolute;
    top: 14px;
    left: 14px;
    z-index: 3;
    display: flex;
    gap: 6px;
    flex-wrap: wrap;
}
.badge-pet      { background: var(--navy); }
.badge-featured { background: var(--gold); }

.property-card-actions {
    display: flex;
    gap: 10px;
    margin-top: 16px;
}
.property-card-actions .btn {
    flex: 1;
    justify-content: center;
    font-size: 12px;
    padding: 10px 12px;
}

/* ── Pagination ───────────────────────────────────────────── */
.pagination {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-top: 56px;
    flex-wrap: wrap;
}
.page-numbers { display: flex; gap: 6px; align-items: center; }
.page-num, .page-btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 9px 16px;
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    font-size: 14px;
    font-weight: 500;
    color: var(--dark);
    background: var(--white);
    transition: var(--transition);
}
.page-num:hover, .page-btn:hover { border-color: var(--gold); color: var(--gold); }
.page-num.active { background: var(--navy); border-color: var(--navy); color: var(--white); }
.page-ellipsis { color: var(--gray-light); padding: 0 4px; }

/* ── No Results ───────────────────────────────────────────── */
.no-results { text-align: center; padding: 80px 20px; color: var(--gray); }
.no-results i { font-size: 56px; color: var(--border); margin-bottom: 20px; display: block; }
.no-results h3 { font-size: 26px; color: var(--navy); margin-bottom: 12px; }
.no-results a { color: var(--gold); text-decoration: underline; }

/* ── RTO Intro ────────────────────────────────────────────── */
.rto-intro { background: var(--white); }
.rto-intro-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}
.rto-intro-content h2 { font-size: clamp(30px, 3.5vw, 44px); margin: 14px 0 20px; }
.rto-intro-content p  { color: var(--gray); line-height: 1.75; margin-bottom: 16px; }

.rto-highlight-stats {
    display: flex;
    border: 1.5px solid var(--border);
    border-radius: 8px;
    overflow: hidden;
    margin: 32px 0;
}
.rto-stat { flex: 1; padding: 20px 18px; text-align: center; border-right: 1.5px solid var(--border); }
.rto-stat:last-child { border-right: none; }
.rto-stat strong {
    display: block;
    font-family: var(--font-heading);
    font-size: 24px;
    color: var(--navy);
    margin-bottom: 6px;
}
.rto-stat span { font-size: 12px; color: var(--gray); line-height: 1.5; }

.rto-intro-image { position: relative; }
.rto-intro-image img { width: 100%; border-radius: 8px; box-shadow: var(--shadow-xl); }
.rto-intro-badge {
    position: absolute;
    bottom: -20px;
    right: -20px;
    background: var(--gold);
    color: var(--white);
    width: 110px;
    height: 110px;
    border-radius: 50%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    gap: 6px;
    box-shadow: var(--shadow-lg);
    border: 4px solid var(--white);
}
.rto-intro-badge i    { font-size: 24px; }
.rto-intro-badge span { font-size: 11px; font-weight: 600; letter-spacing: .5px; line-height: 1.3; text-transform: uppercase; }

/* ── How It Works ─────────────────────────────────────────── */
.how-it-works { background: var(--cream); }
.steps-grid {
    display: grid;
    grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
    align-items: start;
    margin-top: 20px;
}
.step-card {
    background: var(--white);
    border-radius: 8px;
    padding: 36px 28px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    position: relative;
}
.step-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.step-number {
    font-family: var(--font-heading);
    font-size: 64px;
    font-weight: 700;
    color: rgba(201,168,76,.15);
    line-height: 1;
    position: absolute;
    top: 12px;
    right: 16px;
}
.step-icon {
    width: 64px;
    height: 64px;
    background: rgba(201,168,76,.12);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    transition: var(--transition);
}
.step-card:hover .step-icon { background: var(--gold); }
.step-icon i { font-size: 26px; color: var(--gold); transition: var(--transition); }
.step-card:hover .step-icon i { color: var(--white); }
.step-card h3 { font-size: 20px; margin-bottom: 12px; }
.step-card p  { font-size: 14px; color: var(--gray); line-height: 1.65; }
.step-connector {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0 16px;
    margin-top: 80px;
    color: var(--gold);
    font-size: 20px;
}

/* ── Comparison Table ─────────────────────────────────────── */
.comparison-section { background: var(--white); }
.comparison-table-wrapper { overflow-x: auto; border-radius: 8px; box-shadow: var(--shadow-md); }
.comparison-table { width: 100%; border-collapse: collapse; font-size: 15px; }
.comparison-table th,
.comparison-table td {
    padding: 16px 22px;
    border-bottom: 1px solid var(--border);
    text-align: center;
    vertical-align: middle;
}
.comparison-table td:first-child,
.comparison-table th:first-child {
    text-align: left;
    font-weight: 600;
    color: var(--dark);
    min-width: 180px;
}
.comparison-table thead tr { background: var(--navy); }
.comparison-table thead th {
    color: var(--white);
    font-family: var(--font-body);
    font-size: 14px;
    font-weight: 600;
    letter-spacing: .5px;
    border-bottom: none;
}
.highlight-col {
    background: rgba(201,168,76,.08);
    border-left: 2px solid var(--gold);
    border-right: 2px solid var(--gold);
}
thead .highlight-col { background: var(--gold) !important; color: var(--white) !important; }
.best-badge { display: block; font-size: 10px; letter-spacing: 1px; text-transform: uppercase; opacity: .85; margin-top: 4px; }
.comparison-table tbody tr:nth-child(even) { background: var(--light); }
.comparison-table tbody tr:nth-child(even) .highlight-col { background: rgba(201,168,76,.12); }
.comparison-table tbody tr:hover { background: rgba(201,168,76,.06); }
.text-yes { color: #22c55e; }
.text-no  { color: var(--gray-light); }

/* ── Benefits ─────────────────────────────────────────────── */
.benefits-section { background: var(--navy); }
.benefits-section .section-header h2 { color: var(--white); }
.benefits-section .section-header p  { color: rgba(255,255,255,.6); }
.benefits-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.benefit-card {
    background: rgba(255,255,255,.06);
    border: 1px solid rgba(255,255,255,.1);
    border-radius: 8px;
    padding: 36px 28px;
    transition: var(--transition);
}
.benefit-card:hover {
    background: rgba(255,255,255,.1);
    transform: translateY(-4px);
    border-color: rgba(201,168,76,.4);
}
.benefit-icon {
    width: 54px;
    height: 54px;
    background: rgba(201,168,76,.15);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    transition: var(--transition);
}
.benefit-card:hover .benefit-icon { background: var(--gold); }
.benefit-icon i { font-size: 22px; color: var(--gold); transition: var(--transition); }
.benefit-card:hover .benefit-icon i { color: var(--white); }
.benefit-card h3 { color: var(--white); font-size: 20px; margin-bottom: 10px; }
.benefit-card p  { color: rgba(255,255,255,.65); font-size: 14px; line-height: 1.7; }

/* ── Eligibility ──────────────────────────────────────────── */
.eligibility-section { background: var(--cream); }
.eligibility-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }
.eligibility-content h2 { font-size: clamp(28px, 3vw, 40px); margin: 14px 0 18px; }
.eligibility-content > p { color: var(--gray); margin-bottom: 24px; }
.eligibility-list { margin-bottom: 24px; }
.eligibility-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
    font-size: 15px;
    color: var(--dark);
}
.eligibility-list i { color: var(--gold); margin-top: 3px; flex-shrink: 0; }
.eligibility-note {
    font-size: 14px;
    color: var(--gray);
    background: rgba(201,168,76,.1);
    border-left: 3px solid var(--gold);
    padding: 12px 16px;
    border-radius: 0 4px 4px 0;
}
.eligibility-note i { color: var(--gold); margin-right: 6px; }
.eligibility-note a { color: var(--gold); text-decoration: underline; }

.eligibility-card {
    background: var(--white);
    border-radius: 8px;
    padding: 36px;
    box-shadow: var(--shadow-lg);
    border-top: 4px solid var(--gold);
}
.elg-header { display: flex; align-items: center; gap: 14px; margin-bottom: 24px; }
.elg-header i  { font-size: 28px; color: var(--gold); }
.elg-header h3 { font-size: 20px; }
.elg-checklist { margin-bottom: 8px; }
.elg-checklist li {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 0;
    border-bottom: 1px solid var(--border);
    font-size: 15px;
}
.elg-checklist li:last-child { border-bottom: none; }
.elg-checklist i { color: var(--gold); }
.elg-note { text-align: center; font-size: 12px; color: var(--gray-light); margin-top: 12px; }

/* ── FAQ ──────────────────────────────────────────────────── */
.faq-section { background: var(--white); }
.faq-list { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 8px; }
.faq-item {
    border: 1.5px solid var(--border);
    border-radius: 8px;
    overflow: hidden;
    transition: border-color .25s;
}
.faq-item.open { border-color: var(--gold); }
.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 20px 24px;
    background: var(--white);
    border: none;
    cursor: pointer;
    text-align: left;
    font-family: var(--font-heading);
    font-size: 19px;
    font-weight: 600;
    color: var(--navy);
    transition: var(--transition);
}
.faq-question:hover { background: var(--cream); }
.faq-item.open .faq-question { background: var(--cream); }
.faq-icon { flex-shrink: 0; font-size: 14px; color: var(--gold); transition: transform .3s ease; }
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .4s ease; }
.faq-answer p { padding: 0 24px 22px; font-size: 15px; color: var(--gray); line-height: 1.75; }
.faq-item.open .faq-answer { max-height: 300px; }

/* ── RTO Apply CTA ────────────────────────────────────────── */
.rto-cta { background: var(--cream); }
.rto-cta-inner {
    background: var(--white);
    border-radius: 12px;
    box-shadow: var(--shadow-xl);
    padding: 64px 48px;
    text-align: center;
    border-top: 5px solid var(--gold);
}
.rto-cta-icon {
    width: 80px;
    height: 80px;
    background: rgba(201,168,76,.12);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
}
.rto-cta-icon i { font-size: 36px; color: var(--gold); }
.rto-cta-inner h2 { font-size: clamp(26px, 3vw, 40px); margin-bottom: 14px; }
.rto-cta-inner p  { color: var(--gray); max-width: 540px; margin: 0 auto 36px; font-size: 17px; line-height: 1.7; }
.rto-cta-actions { display: flex; justify-content: center; gap: 14px; flex-wrap: wrap; }

/* ── Inner Page Responsive ────────────────────────────────── */
@media (max-width: 1024px) {
    .steps-grid     { grid-template-columns: 1fr 1fr; }
    .step-connector { display: none; }
    .benefits-grid  { grid-template-columns: repeat(2, 1fr); }
    .prop-page-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 900px) {
    .rto-intro-grid   { grid-template-columns: 1fr; }
    .rto-intro-image  { display: none; }
    .eligibility-grid { grid-template-columns: 1fr; gap: 40px; }
    .comparison-table { font-size: 13px; }
    .comparison-table th,
    .comparison-table td { padding: 12px 14px; }
}
@media (max-width: 768px) {
    .filter-section  { position: static; }
    .filter-bar      { padding: 14px 0; }
    .filter-group    { min-width: 100%; }
    .prop-page-grid  { grid-template-columns: 1fr; }
    .steps-grid      { grid-template-columns: 1fr; }
    .benefits-grid   { grid-template-columns: 1fr; }
    .page-banner     { height: 280px; }
    .rto-highlight-stats { flex-direction: column; }
    .rto-stat        { border-right: none; border-bottom: 1.5px solid var(--border); }
    .rto-stat:last-child { border-bottom: none; }
    .rto-cta-inner   { padding: 40px 24px; }
    .rto-cta-actions { flex-direction: column; align-items: center; }
}

/* ============================================================
   TENANT PORTAL, ABOUT US, CONTACT
============================================================ */

/* ── Extra Banner Backgrounds ─────────────────────────────── */
.page-banner-portal {
    background-image: url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?w=1600&q=80');
    background-position: center 60%;
}
.page-banner-about {
    background-image: url('https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?w=1600&q=80');
    background-position: center 40%;
}
.page-banner-contact {
    background-image: url('https://images.unsplash.com/photo-1497366216548-37526070297c?w=1600&q=80');
    background-position: center 50%;
}

/* ── Portal Quick Actions ─────────────────────────────────── */
.portal-actions { background: var(--white); }
.portal-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}
.portal-card {
    background: var(--white);
    border: 1.5px solid var(--border);
    border-radius: 10px;
    padding: 36px 28px;
    transition: var(--transition);
    display: flex;
    flex-direction: column;
    gap: 12px;
    cursor: pointer;
    position: relative;
    overflow: hidden;
}
.portal-card::before {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 3px;
    background: var(--gold);
    transform: scaleX(0);
    transition: transform .3s ease;
}
.portal-card:hover { border-color: var(--gold); box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.portal-card:hover::before { transform: scaleX(1); }
.portal-card-primary { background: var(--navy); border-color: var(--navy); }
.portal-card-primary h3, .portal-card-primary p, .portal-card-primary .portal-card-action { color: var(--white); }
.portal-card-primary .portal-card-action { color: var(--gold-light); }
.portal-card-primary .portal-card-icon { background: rgba(255,255,255,.12); }
.portal-card-primary .portal-card-icon i { color: var(--gold); }
.portal-card-icon {
    width: 56px; height: 56px;
    background: rgba(201,168,76,.1);
    border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
}
.portal-card-icon i { font-size: 22px; color: var(--gold); }
.portal-card h3 { font-size: 20px; margin: 0; }
.portal-card p  { font-size: 14px; color: var(--gray); line-height: 1.6; flex: 1; }
.portal-card-action {
    font-size: 13px; font-weight: 600; color: var(--gold);
    display: inline-flex; align-items: center; gap: 6px;
}
.portal-card-action i { transition: transform .25s; }
.portal-card:hover .portal-card-action i { transform: translateX(4px); }

/* ── Portal Section ───────────────────────────────────────── */
.portal-section { }
.bg-cream { background: var(--cream); }
.portal-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: start;
}
.portal-split-content h2 { font-size: clamp(28px, 3vw, 40px); margin: 14px 0 20px; }
.portal-split-content p  { color: var(--gray); line-height: 1.75; margin-bottom: 16px; }
.portal-feature-list { margin: 24px 0; }
.portal-feature-list li {
    display: flex; align-items: center; gap: 12px;
    font-size: 15px; margin-bottom: 12px;
}
.portal-feature-list i { color: var(--gold); }
.portal-note {
    display: flex; align-items: flex-start; gap: 10px;
    background: rgba(201,168,76,.1);
    border-left: 3px solid var(--gold);
    padding: 14px 16px;
    border-radius: 0 4px 4px 0;
    font-size: 14px; color: var(--gray);
}
.portal-note i { color: var(--gold); margin-top: 2px; flex-shrink: 0; }

/* Pay Card */
.portal-pay-card {
    background: var(--white);
    border-radius: 10px;
    box-shadow: var(--shadow-xl);
    overflow: hidden;
    border-top: 4px solid var(--gold);
}
.pay-card-header {
    background: var(--navy);
    padding: 24px 28px;
    display: flex; align-items: center; gap: 14px;
    color: var(--white);
}
.pay-card-header i { font-size: 26px; color: var(--gold); }
.pay-card-header h3 { font-size: 18px; color: var(--white); margin-bottom: 2px; }
.pay-card-header p  { font-size: 12px; color: rgba(255,255,255,.55); }
.pay-card-body { padding: 24px 28px; display: flex; flex-direction: column; gap: 16px; }
.pay-info-row {
    display: flex; justify-content: space-between; align-items: center;
    padding-bottom: 16px; border-bottom: 1px solid var(--border);
    font-size: 14px; color: var(--gray);
}
.pay-info-row:last-child { border-bottom: none; padding-bottom: 0; }
.pay-info-row strong { font-size: 15px; color: var(--dark); }
.pay-methods { display: flex; gap: 10px; font-size: 24px; }
.pay-methods .fab { color: var(--gray-light); }
.pay-methods .fas { font-size: 18px; color: var(--gray-light); }
.portal-pay-card .btn { margin: 4px 28px 0; width: calc(100% - 56px); }
.pay-card-note { text-align: center; font-size: 12px; color: var(--gray-light); padding: 12px 28px 24px; }

/* ── Maintenance Layout ───────────────────────────────────── */
.maintenance-layout {
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: 40px;
    align-items: start;
}

/* ── Portal Form ──────────────────────────────────────────── */
.portal-form { display: flex; flex-direction: column; gap: 20px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group label {
    font-size: 13px; font-weight: 600; color: var(--dark);
    letter-spacing: .3px; text-transform: uppercase;
}
.req { color: var(--gold); }
.form-group input,
.form-group select,
.form-group textarea {
    padding: 12px 16px;
    font-family: var(--font-body);
    font-size: 15px;
    color: var(--dark);
    background: var(--light);
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    outline: none;
    transition: border-color .2s, background .2s;
    appearance: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--gold); background: var(--white); }
.form-group textarea { resize: vertical; min-height: 120px; line-height: 1.6; }

/* Custom Checkbox */
.form-checkbox { flex-direction: row; align-items: flex-start; gap: 12px; }
.checkbox-label { display: flex; align-items: flex-start; gap: 12px; cursor: pointer; font-size: 14px; color: var(--gray); line-height: 1.5; }
.checkbox-label input[type="checkbox"] { display: none; }
.checkbox-custom {
    flex-shrink: 0; width: 20px; height: 20px;
    border: 2px solid var(--border); border-radius: 4px;
    background: var(--white); margin-top: 1px;
    display: flex; align-items: center; justify-content: center;
    transition: var(--transition);
}
.checkbox-label input:checked + .checkbox-custom {
    background: var(--gold); border-color: var(--gold);
}
.checkbox-label input:checked + .checkbox-custom::after {
    content: '\f00c'; font-family: 'Font Awesome 6 Free'; font-weight: 900;
    font-size: 11px; color: var(--white);
}

/* Emergency Note */
.emergency-note {
    display: flex; align-items: flex-start; gap: 12px;
    background: #fff3cd; border-left: 3px solid #f59e0b;
    padding: 14px 16px; border-radius: 0 4px 4px 0;
    font-size: 14px;
}
.emergency-note i { color: #f59e0b; margin-top: 2px; flex-shrink: 0; }
.emergency-note a { color: var(--navy); font-weight: 600; text-decoration: underline; }

/* Form Alerts */
.form-alert {
    display: flex; align-items: flex-start; gap: 14px;
    padding: 18px 20px; border-radius: 6px; margin-bottom: 8px;
    font-size: 14px;
}
.form-alert i { font-size: 20px; flex-shrink: 0; margin-top: 2px; }
.form-alert strong { display: block; margin-bottom: 4px; font-size: 15px; }
.form-alert-success { background: #f0fdf4; border: 1px solid #86efac; color: #166534; }
.form-alert-success i { color: #22c55e; }
.form-alert-success a { color: #166534; text-decoration: underline; }
.form-alert-error { background: #fef2f2; border: 1px solid #fca5a5; color: #991b1b; }
.form-alert-error i { color: #ef4444; }
.form-alert-error ul { margin-top: 4px; padding-left: 16px; }

/* ── Maintenance Sidebar ──────────────────────────────────── */
.maintenance-sidebar, .contact-sidebar { display: flex; flex-direction: column; gap: 20px; }
.sidebar-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 8px;
    padding: 24px;
}
.sidebar-card h4 {
    font-family: var(--font-body); font-size: 13px; font-weight: 700;
    letter-spacing: 1.5px; text-transform: uppercase; color: var(--navy);
    margin-bottom: 18px;
    display: flex; align-items: center; gap: 8px;
}
.sidebar-card h4 i { color: var(--gold); }
.sidebar-emergency { background: var(--navy); border-color: var(--navy); }
.sidebar-emergency h4 { color: rgba(255,255,255,.7); }
.sidebar-emergency h4 i { color: #f59e0b; }
.sidebar-emergency p { color: rgba(255,255,255,.6); font-size: 13px; line-height: 1.6; margin-top: 10px; }

.emergency-number {
    display: block; font-family: var(--font-heading);
    font-size: 28px; font-weight: 700; color: var(--gold-light);
    margin-bottom: 4px;
}

.response-list { display: flex; flex-direction: column; gap: 12px; }
.response-list li { display: flex; align-items: center; justify-content: space-between; font-size: 14px; }
.priority {
    font-size: 11px; font-weight: 700; letter-spacing: .8px;
    text-transform: uppercase; padding: 3px 10px; border-radius: 20px;
}
.priority-emergency { background: #fee2e2; color: #dc2626; }
.priority-urgent    { background: #fef3c7; color: #d97706; }
.priority-routine   { background: #dcfce7; color: #16a34a; }
.response-list span:last-child { font-size: 14px; color: var(--gray); }

.hours-list { display: flex; flex-direction: column; gap: 10px; }
.hours-list li { display: flex; justify-content: space-between; font-size: 14px; color: var(--gray); }
.hours-list strong { color: var(--dark); }

/* ── Tenant Resources ─────────────────────────────────────── */
.resources-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}
.resource-card {
    background: var(--white);
    border: 1.5px solid var(--border);
    border-radius: 8px;
    padding: 24px;
    display: flex; align-items: center; gap: 16px;
    transition: var(--transition);
}
.resource-card:hover { border-color: var(--gold); box-shadow: var(--shadow-md); transform: translateY(-2px); }
.resource-icon {
    flex-shrink: 0; width: 48px; height: 48px;
    background: rgba(201,168,76,.1); border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    transition: var(--transition);
}
.resource-card:hover .resource-icon { background: var(--gold); }
.resource-icon i { font-size: 20px; color: var(--gold); transition: var(--transition); }
.resource-card:hover .resource-icon i { color: var(--white); }
.resource-body { flex: 1; }
.resource-body h3 { font-size: 16px; margin-bottom: 4px; }
.resource-body p  { font-size: 13px; color: var(--gray); line-height: 1.5; }
.resource-dl { font-size: 16px; color: var(--gray-light); flex-shrink: 0; transition: var(--transition); }
.resource-card:hover .resource-dl { color: var(--gold); }

/* ── About Mission ────────────────────────────────────────── */
.about-mission { background: var(--white); }
.about-mission-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}
.about-mission-image { position: relative; }
.about-mission-image img { width: 100%; border-radius: 8px; box-shadow: var(--shadow-xl); }
.about-img-accent {
    position: absolute; bottom: -20px; left: -20px;
    width: 50%; height: 50%;
    border: 3px solid var(--gold); border-radius: 8px; z-index: -1;
}
.about-years-badge {
    position: absolute; bottom: -24px; right: -24px;
    background: var(--navy); color: var(--white);
    width: 140px; height: 140px; border-radius: 50%;
    display: flex; flex-direction: column; align-items: center; justify-content: center;
    text-align: center; box-shadow: var(--shadow-lg); border: 4px solid var(--white);
}
.badge-num { font-family: var(--font-heading); font-size: 38px; font-weight: 700; color: var(--gold); line-height: 1; }
.badge-num sup { font-size: 18px; }
.badge-txt { font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: rgba(255,255,255,.7); line-height: 1.4; margin-top: 6px; }
.about-mission-content h2 { font-size: clamp(28px, 3.5vw, 44px); margin: 14px 0 20px; }
.about-mission-content p  { color: var(--gray); line-height: 1.75; margin-bottom: 16px; }
.mission-values { display: flex; flex-direction: column; gap: 18px; margin-top: 28px; }
.mission-value { display: flex; align-items: flex-start; gap: 16px; }
.mission-value i {
    flex-shrink: 0; font-size: 20px; color: var(--gold);
    background: rgba(201,168,76,.1); width: 44px; height: 44px;
    border-radius: 10px; display: flex; align-items: center; justify-content: center;
}
.mission-value strong { display: block; font-family: var(--font-heading); font-size: 18px; color: var(--navy); margin-bottom: 4px; }
.mission-value p { font-size: 14px; color: var(--gray); margin: 0; }

/* ── Stats Bar ────────────────────────────────────────────── */
.stats-bar { background: var(--gold); padding: 50px 0; }
.stats-bar-grid {
    display: flex; align-items: center; justify-content: space-around; flex-wrap: wrap; gap: 24px;
}
.stats-bar-item { text-align: center; }
.stats-bar-item strong {
    font-family: var(--font-heading); font-size: 52px; font-weight: 700;
    color: var(--white); line-height: 1;
}
.stats-bar-item span { font-family: var(--font-heading); font-size: 36px; color: var(--white); }
.stats-bar-item p { font-size: 13px; letter-spacing: 1.5px; text-transform: uppercase; color: rgba(255,255,255,.8); margin-top: 6px; }
.stats-bar-divider { width: 1px; height: 60px; background: rgba(255,255,255,.3); }

/* ── Timeline ─────────────────────────────────────────────── */
.our-story { }
.timeline {
    position: relative;
    max-width: 760px;
    margin: 0 auto;
    padding-left: 60px;
}
.timeline::before {
    content: ''; position: absolute;
    left: 22px; top: 8px; bottom: 8px;
    width: 2px; background: var(--border);
}
.timeline-item {
    position: relative;
    margin-bottom: 40px;
}
.timeline-item:last-child { margin-bottom: 0; }
.timeline-marker {
    position: absolute;
    left: -51px;
    top: 4px;
    width: 44px; height: 44px;
    background: var(--gold);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    border: 3px solid var(--white);
    box-shadow: 0 0 0 3px var(--gold);
}
.timeline-marker span {
    font-size: 10px; font-weight: 700; color: var(--white);
    letter-spacing: .5px; text-align: center; line-height: 1.2;
}
.timeline-content {
    background: var(--white);
    border-radius: 8px;
    padding: 24px 28px;
    box-shadow: var(--shadow-sm);
    border-left: 3px solid var(--gold);
}
.timeline-content h3 { font-size: 22px; margin-bottom: 10px; }
.timeline-content p  { font-size: 15px; color: var(--gray); line-height: 1.7; }

/* ── Offer Grid ───────────────────────────────────────────── */
.about-offer { background: var(--white); }
.offer-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}
.offer-card {
    background: var(--cream);
    border-radius: 8px;
    padding: 36px 28px;
    position: relative;
    transition: var(--transition);
    border-bottom: 3px solid transparent;
}
.offer-card:hover { background: var(--white); box-shadow: var(--shadow-lg); border-bottom-color: var(--gold); transform: translateY(-4px); }
.offer-num {
    position: absolute; top: 20px; right: 20px;
    font-family: var(--font-heading); font-size: 48px; font-weight: 700;
    color: rgba(201,168,76,.15); line-height: 1;
}
.offer-icon {
    width: 54px; height: 54px; background: rgba(201,168,76,.12);
    border-radius: 12px; display: flex; align-items: center; justify-content: center;
    margin-bottom: 20px; transition: var(--transition);
}
.offer-card:hover .offer-icon { background: var(--gold); }
.offer-icon i { font-size: 22px; color: var(--gold); transition: var(--transition); }
.offer-card:hover .offer-icon i { color: var(--white); }
.offer-card h3 { font-size: 20px; margin-bottom: 10px; }
.offer-card p  { font-size: 14px; color: var(--gray); line-height: 1.7; }

/* ── Contact Info Cards ───────────────────────────────────── */
.contact-cards-section {
    background: var(--white);
    margin-top: -56px;
    position: relative;
    z-index: 10;
}
.contact-cards-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    background: var(--white);
    box-shadow: var(--shadow-xl);
    border-radius: 8px;
    overflow: hidden;
}
.contact-info-card {
    padding: 40px 28px;
    text-align: center;
    border-right: 1px solid var(--border);
    transition: var(--transition);
}
.contact-info-card:last-child { border-right: none; }
.contact-info-card:hover { background: var(--cream); }
.contact-info-icon {
    width: 56px; height: 56px;
    background: rgba(201,168,76,.1); border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 16px; transition: var(--transition);
}
.contact-info-card:hover .contact-info-icon { background: var(--gold); }
.contact-info-icon i { font-size: 22px; color: var(--gold); transition: var(--transition); }
.contact-info-card:hover .contact-info-icon i { color: var(--white); }
.contact-info-card h3 { font-size: 14px; font-family: var(--font-body); font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--gray); margin-bottom: 8px; }
.contact-info-value { display: block; font-family: var(--font-heading); font-size: 22px; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
a.contact-info-value:hover { color: var(--gold); }
.contact-info-card p { font-size: 13px; color: var(--gray-light); }

/* ── Contact Main ─────────────────────────────────────────── */
.contact-main { background: var(--cream); }
.contact-layout {
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: 40px;
    align-items: start;
}
.contact-form-header { margin-bottom: 32px; }
.contact-form-header h2 { font-size: clamp(26px, 3vw, 38px); margin: 12px 0 10px; }
.contact-form-header p { color: var(--gray); }
.contact-form-wrap {
    background: var(--white);
    border-radius: 10px;
    padding: 40px;
    box-shadow: var(--shadow-md);
}

/* Contact Sidebar extras */
.quick-links { display: flex; flex-direction: column; gap: 10px; }
.quick-links a {
    display: flex; align-items: center; gap: 10px;
    font-size: 14px; color: var(--gray);
    padding: 8px 0; border-bottom: 1px solid var(--border);
    transition: var(--transition);
}
.quick-links a:last-child { border-bottom: none; }
.quick-links a:hover { color: var(--gold); padding-left: 4px; }
.quick-links i { color: var(--gold); width: 16px; font-size: 13px; }

.areas-list-sidebar { display: flex; flex-direction: column; gap: 10px; }
.areas-list-sidebar li { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--gray); }
.areas-list-sidebar i { font-size: 7px; color: var(--gold); }

/* ── Map ──────────────────────────────────────────────────── */
.map-section { }
.map-header {
    background: var(--navy);
    padding: 48px 0 36px;
    text-align: center;
}
.map-header h2 { color: var(--white); font-size: clamp(24px, 3vw, 38px); margin-bottom: 10px; }
.map-header p  { color: rgba(255,255,255,.65); font-size: 16px; }
.map-embed { line-height: 0; }

/* ── Responsive — New Pages ───────────────────────────────── */
@media (max-width: 1024px) {
    .portal-grid        { grid-template-columns: repeat(2, 1fr); }
    .resources-grid     { grid-template-columns: repeat(2, 1fr); }
    .contact-cards-grid { grid-template-columns: repeat(2, 1fr); }
    .offer-grid         { grid-template-columns: repeat(2, 1fr); }
    .about-mission-grid { grid-template-columns: 1fr; }
    .about-mission-image { display: none; }
    .stats-bar-divider  { display: none; }
}
@media (max-width: 900px) {
    .portal-split       { grid-template-columns: 1fr; gap: 36px; }
    .maintenance-layout { grid-template-columns: 1fr; }
    .contact-layout     { grid-template-columns: 1fr; }
    .contact-form-wrap  { padding: 28px; }
}
@media (max-width: 768px) {
    .portal-grid        { grid-template-columns: 1fr; }
    .resources-grid     { grid-template-columns: 1fr; }
    .contact-cards-grid { grid-template-columns: 1fr 1fr; }
    .offer-grid         { grid-template-columns: 1fr; }
    .form-row           { grid-template-columns: 1fr; }
    .timeline           { padding-left: 44px; }
}
@media (max-width: 500px) {
    .contact-cards-grid { grid-template-columns: 1fr; }
    .stats-bar-grid     { flex-direction: column; gap: 28px; }
}

/* ============================================================
   PAY RENT & APPLY NOW PAGES
============================================================ */

/* ── Extra Banner Backgrounds ─────────────────────────────── */
.page-banner-pay   {
    background-image: url('https://images.unsplash.com/photo-1563013544-824ae1b704d3?w=1600&q=80');
    background-position: center 55%;
}
.page-banner-apply {
    background-image: url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?w=1600&q=80');
    background-position: center 40%;
}

/* ── Pay Info Cards ───────────────────────────────────────── */
.pay-info-section {
    background: var(--white);
    margin-top: -56px;
    position: relative;
    z-index: 10;
}
.pay-info-cards {
    display: grid;
    grid-template-columns: repeat(4,1fr);
    gap: 0;
    background: var(--white);
    box-shadow: var(--shadow-xl);
    border-radius: 8px;
    overflow: hidden;
}
.pay-info-card {
    padding: 36px 24px;
    text-align: center;
    border-right: 1px solid var(--border);
    transition: var(--transition);
}
.pay-info-card:last-child { border-right: none; }
.pay-info-card:hover { background: var(--cream); }
.pay-info-icon {
    width: 52px; height: 52px;
    background: rgba(201,168,76,.1); border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 14px; transition: var(--transition);
}
.pay-info-card:hover .pay-info-icon { background: var(--gold); }
.pay-info-icon i { font-size: 20px; color: var(--gold); transition: var(--transition); }
.pay-info-card:hover .pay-info-icon i { color: var(--white); }
.pay-info-card h3 { font-size: 12px; font-family: var(--font-body); font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--gray); margin-bottom: 8px; }
.pay-info-card strong { display: block; font-family: var(--font-heading); font-size: 22px; color: var(--navy); margin-bottom: 6px; }
.pay-info-card p { font-size: 13px; color: var(--gray-light); line-height: 1.5; }

/* ── Payment Main Layout ──────────────────────────────────── */
.payment-main { background: var(--cream); }
.payment-layout {
    display: grid;
    grid-template-columns: 1fr 320px;
    gap: 36px;
    align-items: start;
}
.payment-form-wrap {
    background: var(--white);
    border-radius: 10px;
    padding: 40px;
    box-shadow: var(--shadow-md);
}
.payment-form-header {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 20px;
    margin-bottom: 32px;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--border);
    flex-wrap: wrap;
}
.payment-form-title {
    display: flex;
    align-items: flex-start;
    gap: 14px;
}
.payment-form-title > i { font-size: 28px; color: var(--gold); margin-top: 4px; }
.payment-form-title h2 { font-size: 26px; margin-bottom: 4px; }
.payment-form-title p  { font-size: 14px; color: var(--gray); }
.accepted-cards { display: flex; gap: 10px; align-items: center; font-size: 30px; }
.accepted-cards .fab  { color: var(--gray-light); transition: var(--transition); }
.accepted-cards .fas  { font-size: 22px; color: var(--gray-light); }
.accepted-cards .fab:hover { color: var(--navy); }

/* Form Section Label */
.form-section-label {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--gold);
    border-bottom: 1px solid var(--border);
    padding-bottom: 8px;
    margin-bottom: 20px;
    margin-top: 8px;
}

/* Input prefix/suffix */
.input-prefix-wrap { position: relative; display: flex; align-items: center; }
.input-prefix {
    position: absolute;
    left: 14px;
    font-size: 15px;
    color: var(--gray);
    pointer-events: none;
    z-index: 1;
}
.input-prefix i { font-size: 14px; }
.input-prefix-wrap input { padding-left: 34px; flex: 1; }
.input-suffix {
    position: absolute;
    right: 14px;
    color: var(--gray-light);
    cursor: help;
}

/* Payment Method Selector */
.pay-method-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 12px;
}
.pay-method-option {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    padding: 16px 12px;
    border: 2px solid var(--border);
    border-radius: 8px;
    cursor: pointer;
    transition: var(--transition);
    font-size: 13px;
    font-weight: 500;
    color: var(--gray);
    text-align: center;
}
.pay-method-option input { display: none; }
.pay-method-option i { font-size: 26px; color: var(--gray-light); transition: var(--transition); }
.pay-method-option:hover,
.pay-method-option.selected { border-color: var(--gold); color: var(--navy); background: rgba(201,168,76,.06); }
.pay-method-option:hover i,
.pay-method-option.selected i { color: var(--gold); }

/* Card / Bank fields */
.payment-card-fields,
.payment-bank-fields { display: none; }
.payment-card-fields.active,
.payment-bank-fields.active { display: block; }

/* Submit & Security note */
.pay-submit-btn { width: 100%; justify-content: center; margin-top: 8px; }
.pay-security-note {
    text-align: center;
    font-size: 12px;
    color: var(--gray-light);
    margin-top: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
}

/* Payment sidebar */
.payment-sidebar { display: flex; flex-direction: column; gap: 20px; }
.pay-summary-card { border-top: 4px solid var(--gold); }
.policy-list { display: flex; flex-direction: column; gap: 14px; }
.policy-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 14px;
}
.policy-list > li > i { color: var(--gold); margin-top: 2px; width: 16px; flex-shrink: 0; }
.policy-list div { display: flex; flex-direction: column; }
.policy-list strong { color: var(--dark); font-size: 14px; }
.policy-list span   { color: var(--gray); font-size: 13px; }
.accepted-methods-list { display: flex; flex-direction: column; gap: 10px; }
.method-row { display: flex; align-items: center; gap: 12px; font-size: 14px; color: var(--gray); }
.method-row .fab { font-size: 22px; color: var(--navy); width: 28px; }
.method-row .fas { font-size: 16px; color: var(--navy); width: 28px; text-align: center; }

/* ── Apply Process Bar ────────────────────────────────────── */
.apply-process-bar {
    background: var(--navy);
    padding: 28px 0;
}
.apply-steps {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    flex-wrap: wrap;
}
.apply-step {
    display: flex;
    align-items: center;
    gap: 10px;
    color: rgba(255,255,255,.5);
    font-size: 13px;
    font-weight: 500;
    padding: 8px 16px;
}
.apply-step.active { color: var(--white); }
.apply-step-num {
    width: 30px; height: 30px;
    border-radius: 50%;
    background: rgba(255,255,255,.15);
    display: flex; align-items: center; justify-content: center;
    font-size: 13px; font-weight: 700;
    flex-shrink: 0;
}
.apply-step.active .apply-step-num { background: var(--gold); color: var(--white); }
.apply-step-line {
    width: 40px;
    height: 1px;
    background: rgba(255,255,255,.2);
    flex-shrink: 0;
}

/* ── Apply Main Layout ────────────────────────────────────── */
.apply-main { background: var(--cream); }
.apply-layout {
    display: grid;
    grid-template-columns: 1fr 320px;
    gap: 36px;
    align-items: start;
}
.apply-form-wrap {
    background: var(--white);
    border-radius: 10px;
    box-shadow: var(--shadow-md);
    overflow: hidden;
}

/* Application Sections */
.app-section {
    padding: 36px 40px;
    border-bottom: 1px solid var(--border);
}
.app-section:last-child { border-bottom: none; }
.app-section-auth { background: var(--cream); }
.app-section-header {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 28px;
}
.app-section-num {
    flex-shrink: 0;
    width: 36px; height: 36px;
    background: var(--gold);
    color: var(--white);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-family: var(--font-heading);
    font-size: 18px; font-weight: 700;
    margin-top: 2px;
}
.app-section-header h3 { font-size: 22px; margin-bottom: 4px; }
.app-section-header p  { font-size: 14px; color: var(--gray); }
.optional { font-size: 11px; color: var(--gray-light); font-weight: 400; text-transform: none; letter-spacing: 0; }

/* Disclosure rows */
.disclosure-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 16px 0;
    border-bottom: 1px solid var(--border);
    flex-wrap: wrap;
}
.disclosure-row p { font-size: 15px; color: var(--dark); max-width: 520px; margin: 0; }
.disclosure-explain { margin-top: 20px; display: flex; flex-direction: column; gap: 6px; }
.disclosure-explain label { font-size: 13px; font-weight: 600; color: var(--dark); text-transform: uppercase; letter-spacing: .3px; }
.radio-group { display: flex; gap: 16px; flex-shrink: 0; }
.radio-label {
    display: flex; align-items: center; gap: 6px;
    font-size: 15px; font-weight: 500; color: var(--dark);
    cursor: pointer;
}
.radio-label input { accent-color: var(--gold); width: 16px; height: 16px; }
.auth-box {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 8px;
    padding: 24px;
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-bottom: 24px;
}

/* ── Apply Sidebar ────────────────────────────────────────── */
.apply-sidebar { display: flex; flex-direction: column; gap: 20px; }
.apply-checklist-card { border-top: 4px solid var(--gold); }
.apply-need-list { display: flex; flex-direction: column; gap: 12px; }
.apply-need-list li {
    display: flex; align-items: center; gap: 12px;
    font-size: 14px; color: var(--dark);
}
.apply-need-list i { color: var(--gold); width: 16px; font-size: 14px; }
.tips-list { display: flex; flex-direction: column; gap: 10px; }
.tips-list li {
    display: flex; align-items: flex-start; gap: 10px;
    font-size: 14px; color: var(--gray);
}
.tips-list i { color: var(--gold); margin-top: 2px; flex-shrink: 0; }
.next-steps-list { display: flex; flex-direction: column; gap: 12px; list-style: none; counter-reset: none; }
.next-steps-list li {
    display: flex; align-items: flex-start; gap: 12px;
    font-size: 14px; color: var(--gray); line-height: 1.5;
}
.step-dot {
    flex-shrink: 0;
    width: 24px; height: 24px;
    background: var(--gold);
    color: var(--white);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 11px; font-weight: 700;
}

/* ── Responsive — Pay & Apply ─────────────────────────────── */
@media (max-width: 1024px) {
    .pay-info-cards { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 900px) {
    .payment-layout { grid-template-columns: 1fr; }
    .apply-layout   { grid-template-columns: 1fr; }
    .apply-sidebar  { order: -1; }
}
@media (max-width: 768px) {
    .pay-info-cards   { grid-template-columns: 1fr 1fr; border-radius: 0; }
    .pay-method-grid  { grid-template-columns: 1fr; }
    .payment-form-wrap, .apply-form-wrap { border-radius: 0; }
    .payment-form-wrap { padding: 24px; }
    .app-section      { padding: 28px 20px; }
    .payment-form-header { flex-direction: column; }
    .apply-steps      { gap: 8px; }
    .apply-step-line  { display: none; }
    .disclosure-row   { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 500px) {
    .pay-info-cards { grid-template-columns: 1fr; }
}